Inflation Framework

Inflation Framework

Why it matters? 

  • With the September 18 deadline for feedback on RBI’s monetary policy framework, former MPC members largely support retaining the current Flexible Inflation Targeting (FIT) regime of 4% CPI inflation within a 2–6% band, citing its role in stabilising expectations and growth.  

 What you should know? 

Current Inflation Framework in India 

  • Adoption: FIT was formally adopted in 2016 under the amended RBI Act, 1934. 

  • Target: CPI inflation 4%, with a tolerance band of 2–6%. 

  • Review Period: The framework must be reviewed every 5 years by the Government in consultation with RBI. The current term ends March 2026. 

Key Features 

  • Inflation Measure: Based on Consumer Price Index (CPI), not Wholesale Price Index (WPI). 

  • Mandate: RBI’s primary goal is to maintain price stability while supporting growth. 

  • MPC Role: The Monetary Policy Committee (MPC) sets repo rate decisions by majority voting to keep inflation within target. 

  • Accountability: If inflation remains above 6% or below 2% for 3 consecutive quarters, RBI must write an explanatory letter to the government.